Annual Travel Insurance

It is important that you answer these questions accurately. Click on the for additional information which will help.

Important Information

All new policies include the following cover for COVID-19:

  • Cover for cancellation if you or anyone insured on your policy catch COVID-19 within 14 days of departure.
  • Cover for emergency medical treatment & repatriation, when medically necessary, if you catch COVID-19 whilst you are abroad.
  • Cover for additional accommodation & transport costs if you are unable to return home due to being told to self-isolate abroad (limits apply).

There is no cover for cancellation caused by a change in FCDO/government travel advice due to COVID-19 or any other pandemic.

There is no cover under any other section of the policy for anything caused by or relating to COVID-19 / Coronavirus / SARs COV 2, any mutation of COVID-19 / Coronavirus / SARs COV 2 or any pandemic or fear or threat of any of the above.

Our policies will not provide any cover if: You travel to a destination which is on the government’s red list or where the FCDO is advising against all, or all but essential travel. Please check the latest advice before you travel.

More information about our policies and Coronavirus/Covid-19 »

Existing Customer?

Log In

Please list all of the countries you will be visiting on your trip.


Top Notch Cover brings a comprehensive annual multi-trip travel insurance policy catering for families, couples and single holidaymakers. Our annual policy offers you all the essential elements of travel insurance cover for unlimited trips, with the flexibility to adjust the policy to fit your personal requirements.

Key benefits

  • Unlimited trips throughout the year, max. 31 days each trip
  • Independent travel for adults under Couple and Family policies
  • 24-hour worldwide emergency and medical assistance.

If you're lucky enough to be having more than one holiday during the next 12 months then get a quote for our annual product - it will make life a little easier and allow you to concentrate on looking forward to your travels rather than rushing around making last minute arrangements!

The last thing you want to happen is to fall ill abroad without health and medical expenses cover - it could end up costing you more than your holiday to get the medical assistance that you require. The solution is to get a fully-inclusive annual travel insurance policy through, that way you'll know that if the worst was to happen that you or your family member would be in good hands. Not only do we offer a cost-effective travel insurance solution for all of your annual travel needs, but in order to make travelling as easy and stress-free as possible for you, we also offer useful and handy tips at our medical advice section.

Annual travel insurance - get a quote today

As part of our annual holiday insurance policies you will receive 24-hour access to emergency and medical assistance help line. If you are travelling abroad more than once this year the chances of you or a family member falling ill or being injured abroad are likely to be increased. As a result, it makes sense to be prepared. If you were to have an emergency whilst out of the country, our team would be there to assist you in making all the necessary arrangements to ensure that the process of obtaining medical help is as easy as possible. We'll even arrange direct payment of medical expenses.

With our annual holiday travel insurance product you're assured of having all the cover you'll need. As an all-inclusive package, the areas we cover range from medical expenses, personal accident, and travel delays to personal liability and legal expenses. See our Key Facts for further information of what our annual holiday insurance policies include.

Getting a quote couldn't be easier - simply click on the 'Get Quote' button and our system will take you through eight easy steps to show you if of our products meet your requirements.

Got questions regarding our annual travel insurance policies that haven't been answered here? Go to our FAQs travel insurance page for further information.

Don't delay; get your annual travel insurance quote now!