Annual Travel Insurance

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We’re flexible: Buy now, if your trip dates change, we’ll change your policy with no admin fee*

If you need to change the dates of your trip, we can move your single trip insurance to any date before the end of 2021, with no admin charge.

Single trip policies can start from 15 Jun 2020 onwards. Annual policies can start any date.

Important Information

Our policies will provide cover under the emergency medical section only for COVID-19/Coronavirus/ Severe Acute Respiratory Syndrome (SARs-COV-2) whilst you are abroad. There is no cover under any other section of the policy for anything caused by or relating to Covid-19/Coronavirus/SARs-COV-2, any mutation of Covid-19/Coronavirus/SARs-COV-2 or any pandemic or fear or threat of any of the above.

Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel. You must not travel against Foreign and Commonwealth Office advice.

Our policies will not provide any cover whilst the Foreign & Commonwealth Office (FCO) are advising against travel, however all the usual policy benefits will resume as soon as the travel ban is lifted. If you have a holiday booked, we recommend you buy a policy now, so that you will be instantly covered as soon as the travel ban is lifted.

More information about Coronavirus/Covid-19 and FCO Travel Advice »

* If the new trip is for a longer period, to a different destination, or more than 12 months from the adjustment date, there may be an additional premium.

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Top Notch Cover brings a comprehensive annual multi-trip travel insurance policy catering for families, couples and single holidaymakers. Our annual policy offers you all the essential elements of travel insurance cover for unlimited trips, with the flexibility to adjust the policy to fit your personal requirements.

Key benefits

  • Unlimited trips throughout the year, max. 31 days each trip
  • Independent travel for adults under Couple and Family policies
  • 24-hour worldwide emergency and medical assistance.

If you're lucky enough to be having more than one holiday during the next 12 months then get a quote for our annual product - it will make life a little easier and allow you to concentrate on looking forward to your travels rather than rushing around making last minute arrangements!

The last thing you want to happen is to fall ill abroad without health and medical expenses cover - it could end up costing you more than your holiday to get the medical assistance that you require. The solution is to get a fully-inclusive annual travel insurance policy through, that way you'll know that if the worst was to happen that you or your family member would be in good hands. Not only do we offer a cost-effective travel insurance solution for all of your annual travel needs, but in order to make travelling as easy and stress-free as possible for you, we also offer useful and handy tips at our medical advice section.

Annual travel insurance - get a quote today

As part of our annual holiday insurance policies you will receive 24-hour access to emergency and medical assistance help line. If you are travelling abroad more than once this year the chances of you or a family member falling ill or being injured abroad are likely to be increased. As a result, it makes sense to be prepared. If you were to have an emergency whilst out of the country, our team would be there to assist you in making all the necessary arrangements to ensure that the process of obtaining medical help is as easy as possible. We'll even arrange direct payment of medical expenses.

With our annual holiday travel insurance product you're assured of having all the cover you'll need. As an all-inclusive package, the areas we cover range from medical expenses, personal accident, and travel delays to personal liability and legal expenses. See our Key Facts for further information of what our annual holiday insurance policies include.

Getting a quote couldn't be easier - simply click on the 'Get Quote' button and our system will take you through eight easy steps to show you if of our products meet your requirements.

Got questions regarding our annual travel insurance policies that haven't been answered here? Go to our FAQs travel insurance page for further information.

Don't delay; get your annual travel insurance quote now!